The Government’s Annual Student Loan Report Required by Law Never Came Out

The Consumer Financial Protection Bureau has to submit a report on the student lending market and borrower complaints to Congress each year.

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Russell Vought is the acting director of the the Consumer Financial Protection Bureau Aaron Schwartz/Sipa USA via AP

The Trump administration hasn’t been informing Congress about the struggles facing student loan borrowers, as it is statutorily required to do — even as it ends a Biden-era program that lowered student loan payments to as little as $0 for low-income borrowers.

The Consumer Financial Protection Bureau released a slate of statutorily mandated reports in the final days of 2025 — in some cases as many as six months later than they’re usually released. A report on student loan borrowers, which in the past has indicated borrowers’ difficulties with loan servicers, billing and customer service issues, and updates around loan relief programs, wasn’t among the reports released.

Democratic lawmakers, some of whom have been requesting information on the reports, say the delays are complicating Congress’ work overseeing the agency.